Enjoy the view (and sounds) of the Gulf of Mexico…from your living room and private lanai!

This siesta breakers condo has been beautifully renovated (new tile floor, appliances, kitchen cabinets, etc) and is fully furnished – including a Washer/Dryer in the unit.

In addition to being on the world famous siesta key beach, the resort-like complex has two lighted tennis courts, a heated pool and sauna. While the condo is right on the beach, just across the street is a food market, ice cream store, several restaurants, a drugstore with post office, as well as bike/kayak/jet-ski rentals and a full-service marina.

Click link to book your reservation today! www. Bedrooms2 full bathroomsforsleeps6.com

The U.S. Department of Housing and Urban Development is working to give people like you $8,000 fast cash toward a first-time home purchase.

The program is a key revision to a measure Congress created as part of the stimulus package. It gives first-time homebuyers an $8,000 tax credit, hoping to prompt wary buyers to commit to a purchase. The problem is, the credit comes at tax time, too late to help homebuyers close on an opportunity that may arise before then.

HUD’s plan would alter this, so first-time homebuyers can get the cash they need when they need it. Its goal is to make the money available when buyers close on their home loans.

Department officials are still working on the details. But should the program come through, it could give you the cash you need to buy now.

It’s not too early to start looking for a home where you could invest that money. The more prepared you are, the better deal you will likely secure if and when HUD approves the program. Here at Damelecia, we have a variety of properties to browse through. Sign up to receive free listings below.

Damelecia offers assistance to home owners in completing a short sale when they need to sell their house to avoid foreclosure and they are struggling to sell the property because they owe more that the property is worth or they have more than one mortgage, liens or the property needs a lot of repairs. Damelecia is willing to work with you no matter what your situation is.

A short sale is when the lender is willing to discount a mortgage on a property that is being foreclosure on, because the property may be upside down and the homeowner is running out of options to come current on their mortgage payments. Damelecia will work with the homeowner and lender to close quickly on the property, in an effort to help the homeowner avoid foreclosure or having to file bankruptcy and further destroy their credit score.

We understand that this process can be hard for you and is devoted to do everything in our power to help alleviate the stress and added expense. Therefore we do all the paper work and negotiation for you and there is NEVER a fee or any cost to you.

We believe everyone has the right to know all their options before making any decision, please read below to find out what works best for you.

Options to avoiding foreclosure

Short Sale – Damelecia will work with you and the lender, where your lender agrees to sell your property to Damelecia, while allowing you to avoid the foreclosure process. Whatever information you share with us will be kept confidential.

Repayment Plan – In this situation the lender will allow you to come current on your loan, meaning that all  late payments are pay in full, in the effect to avoiding foreclosure on your property.

Reinstatement – Lender will give you the ability to make a satisfactory lump sum payment on your loan, this will allow you to come current on your loan and avoid a foreclosure on your home.

Pre-foreclosure Sale – Lender allows you to sell the property if you meet some criteria, if you are about two months behind on your mortgage payment, property will be sold in the 3 to 5 months and the new mortgage holder meets HUD price requirements.

Forbearance – Short-term delay in paying your mortgage, which the lender will give you the ability to pay your loan update with proof that you have access to cash in a agreeable timeline.

Loan Modification – Adjustment to your current loan term, by lowering your current interest rate making the payments much lower per month on the loan.

Deed-in-Lieu of foreclosure – Bank allows you to turn-in your property back to them, avoiding a foreclosure on your credit file although you will still have bad credit because of all the late payments, having a foreclosure on your credit file can make it difficult to ever buy a home again. 

If a short sale is right for your situation, Damelecia would like to assist you. Contact us today!

Click the link below for a FREE consultation.

http://www.damelecia.com/sell-your-house-fast/foreclosure

 We as a company believe that everyone needs a chance to start over if they are losing their home to foreclosure. Damelecia works with you and the lender to find ways of making a decision so that everyone wins. Because, of the high rate of pre-foreclosures and foreclosed properties flooding the markets every day, lenders are overwhelmed and are more willing to work very hard in finding a solution to avoid foreclosures.

They have no choice, since they are in the business of lending money not the business of real estate. For every foreclosure or bad loan on the bank’s book the bank have to hold 7 to 10 times that loan amount in deposits. This is money the bank can’t lend, which in turn cost the bank a lot more in the long run. So you can see why banks are just as desperate as homeowners to avoid foreclosure.

Avoiding foreclosure is one of the solutions damelecia offers every day people like you, saving you from ruining your credit. We help to facilitate the feeling of relief knowing that you can buy a home again in the future, despite the obstacles you are now facing. Times are very hard in the economy. Individuals are losing their jobs and it doesn’t help that lenders are not willing to lend without a strong credit score and income showing that you are able to repay your debts.

At Damelecia we want you to know all the options that you have to avoid foreclosure. Here are some of the options to avoiding foreclosure.  http://www.damelecia.com/sell-your-house-fast

Short Sale – Damelecia will work with you and the lender, where your lender agrees to sell your property to Damelecia, while allowing you to avoid the foreclosure process. http://www.damelecia.com/sell-your-house-fast

Repayment Plan – In this situation the lender will allow you to come current on your loan, meaning that all  late payments are pay in full, in the effect to avoiding foreclosure on your property.

Reinstatement – Lender will give you the ability to make a satisfactory lump sum payment on your loan, this will allow you to come current on your loan and avoid a foreclosure on your home.

Pre-foreclosure Sale – Lender allows you to sell the property if you meet some criteria, if you are about two months behind on your mortgage payment, property will be sold in the 3 to 5 months and the new mortgage holder meets HUD price requirements.

Forbearance – Short-term delay in paying your mortgage, which the lender will give you the ability to pay your loan update with proof that you have access to cash in a agreeable timeline.

Loan Modification – Adjustment to your current loan term, by lowering your current interest rate making the payments much lower per month on the loan.

Deed-in-Lieu of foreclosure – Bank allows you to turn-in your property back to them, avoiding a foreclosure on your credit file although you will still have bad credit because of all the late payments, having a foreclosure on your credit file can make it difficult to ever buy a home again. 

Which solution works best for you?  Remember we are here to help! For more information about avoiding foreclosure, click the link below to see if Damelecia can assist in you finding a workable solution.

http://www.damelecia.com/sell-your-house-fast